🌟 IndusInd Bank is Hiring: Relationship Manager – Small Business Banking (Working Capital)
📍 Location: Noida, Gurugram, Delhi / NCR
🧑💼 Experience Required: 3–8 Years
💸 Salary Range: ₹3.5 – ₹8.5 LPA
📅 Posted: 30+ Days Ago | Job Type: Full-Time, Permanent
🔢 Openings: 5 Positions
🏦 About IndusInd Bank
IndusInd Bank is one of India’s top-tier private sector banks and a globally recognized financial institution, featured in the Forbes Global 2000 and the Fortune India 500 (2021). With a strong presence of over 3,063 banking outlets and 2,993 ATMs across 1,60,000 villages, the bank delivers cutting-edge financial solutions to more than 42 million customers. Headquartered in Mumbai, IndusInd Bank also operates international offices in London, Dubai, and Abu Dhabi.
At IndusInd, innovation meets inclusiveness, and careers blossom with purpose. We believe in building careers that make a difference—within the bank and in the lives of our clients.
👔 Position Overview: Relationship Manager – Small Business Banking (SBB)
Are you experienced in Working Capital, MSME Lending, or Small Business Banking? IndusInd Bank is seeking proactive and customer-focused Relationship Managers to manage and grow its Working Capital Portfolio for the Small Business Banking segment.
This is an individual contributor role where you’ll be the face of the bank for small business clients, managing new acquisitions and deepening relationships to offer comprehensive banking solutions.
🧭 Key Responsibilities
🔍 1. Client Acquisition & Business Development
- Source New-To-Bank (NTB) clients through:
- Branch referrals
- Direct market sourcing
- Client references
- Acquire customers with Working Capital needs of ₹2–5 Crores.
- Identify business opportunities across industries and build strong client pipelines.
📊 2. Revenue Generation & Cross-Selling
- Achieve income targets through working capital product sales.
- Cross-sell relevant financial products:
- Business Loans
- Trade Finance
- Term Loans
- SME Insurance
- Commercial Cards
- Maintain high wallet share through relationship expansion.
🤝 3. Portfolio Management
- Handle existing portfolio relationships for renewals, enhancements, and cross-sell.
- Conduct periodic credit and risk assessments of clients.
- Ensure compliance with credit policies, risk management protocols, and audit standards.
📈 4. Productivity & Compliance
- Meet monthly productivity KPIs.
- Ensure full adherence to internal systems, regulatory standards, and process norms.
- Provide seamless customer service and support in transaction handling.
📌 Candidate Requirements
✅ Educational Qualifications
- UG: Bachelor’s degree in any stream (Commerce, Finance, or Business preferred)
- PG: Not mandatory but will be an added advantage
✅ Professional Experience
- Minimum: 3 years of experience in:
- Business Banking
- Working Capital Loans
- MSME Lending
- Small Business Finance
- Exposure to ECG, SME, BBG, or SBB segments is highly desirable.
✅ Skill Set
- Strong local market knowledge
- Client relationship management
- Business development and lead generation
- Understanding of financial products, lending cycles, and credit evaluation
- Strong communication and negotiation skills
🧠 Preferred Candidate Profile
| Qualification | Work Experience | Domain Knowledge | Location Knowledge |
| UG/PG Degree | 3–8 years | Working Capital, SME, SBB | Familiarity with local markets (Delhi NCR) |
🌟 Why Join IndusInd Bank?
🎯 1. Fast-Growing Sector
Small Business Banking is one of the fastest-growing verticals, providing ample opportunities for personal and professional growth.
👥 2. Diverse Work Culture
Join a workplace that fosters collaboration, meritocracy, inclusiveness, and continuous learning.
🎓 3. Training & Development
Access to regular upskilling, certification support, and mentoring from senior leaders.
🏆 4. Recognition & Rewards
A well-defined reward structure for top performers—monthly, quarterly, and annual rewards.
🧳 5. Additional Perks
- Health Insurance
- Office Cab/Shuttle
- Cafeteria
- Job/Soft Skills Training
- Childcare Facilities
- Assistance with Professional Degrees
💬 What Our Employees Say
“It’s a great place to deepen my understanding of financial products. Customer interactions help me make a real difference in people’s lives while honing my banking skills.”
— Relationship Manager, Mumbai Office
🧾 Role Details At a Glance
| 📌 Parameter | 📝 Description |
| Role Title | Relationship Manager – Small Business Banking (SBB) |
| Function | BFSI – Lending, Working Capital |
| Level | Mid-Senior Level |
| Industry | Banking & Financial Services |
| Job Type | Full-Time, Permanent |
| Work Location | Noida, Gurugram, Delhi / NCR |
| Reporting To | Area Head / Regional Head |
| No. of Openings | 5 |
| Salary | ₹3.5 – ₹8.5 LPA (performance-linked incentives extra) |
| Posted On | 30+ Days Ago |
| Application Status | Open |
📤 How to Apply
✅ Application Email
Send your updated CV to:
📧 siddharth.gulati@indusind.com
(Subject: Application for RM – Small Business Banking)
🚀 Boost Your Career with IndusInd Bank
This role is an excellent opportunity to fast-track your career in Business Banking while working with one of India’s most innovative and customer-centric financial institutions.
Take the leap. Embrace growth. Make a difference.
📣 Call to Action
👉 Ready to join a team where your contributions directly impact India’s growing MSME sector?
📩 Apply today and take charge of your future with IndusInd Bank!
