🏢 Join Bajaj Finance as an Executive – Debt Management Services (Rural, RTL, RTL-Rajasthan)
📍 Location: Simalwara, Rajasthan
🏢 Company: Bajaj Finance Ltd.
🕒 Experience Required: 1–2 years
💼 Job Type: Full-time, Permanent
📅 Posted: 1 day ago | 📨 Applicants: Fewer than 10
⭐ Company Rating: 4.07/5 (Based on 72,160 reviews)
🔍 Job Overview – Bajaj Finance
Bajaj Finance is actively looking for a motivated and self-driven Executive – Debt Management Services for its Rural Business (RTL) vertical in Simalwara, Rajasthan. If you are a high-energy individual with strong people management and negotiation skills, this is your opportunity to join one of India’s most diversified and fastest-growing NBFCs.
🧭 Job Purpose – Bajaj Finance
The position is part of Bajaj Finserv Ltd.’s Debt Management Services (DMS) team. The main goal is to manage and optimize collections for rural lending operations in a compliant, ethical, and cost-effective manner while maintaining strong customer relationships and team leadership.
📝 Key Duties & Responsibilities – Bajaj Finance
As an Executive in the DMS – Rural division, you’ll be entrusted with a range of critical tasks that are essential to ensuring the company’s financial health and customer service excellence.
🎯 1. Target Achievement
- Achieve the Debt Management Services (DMS) collection targets for the assigned rural branch.
- Ensure adherence to Performance Indicator (PI) Targets as per set cost parameters.
💸 2. Cost Optimization
- Work proactively to manage DMS operations within allocated budgets.
- Ensure cost-effectiveness while maintaining productivity and compliance.
⚖️ 3. Legal Compliance
- Ensure strict compliance with legal and regulatory frameworks.
- Guarantee that all operations follow the Code of Conduct and relevant policies.
👀 4. Monitoring & Audits
- Monitor field collection agencies and DMS executives to prevent malpractice.
- Conduct spot checks and audits to detect fraudulent activities and mitigate risk.
🤝 5. Stakeholder Coordination
- Collaborate with internal teams including Legal, Risk, Operations, and Technology.
- Liaise with external vendors and collection agencies to ensure target alignment.
✅ Required Qualifications & Competencies
To succeed in this role, candidates must exhibit a blend of leadership, strategy, and field execution skills, especially within the rural and semi-urban market environments.
📘 Education
- UG: B.Tech / B.E. in Any Specialization
- PG: Any Postgraduate (Preferred but not mandatory)
🛠️ Skills & Competencies
| Skill | Details |
| 👨👩👧👦 People Management | Ability to manage teams and external agencies effectively |
| 🗣️ Communication | Strong written and verbal communication skills |
| 💬 Negotiation | Ability to influence and drive collections in a challenging field setup |
| 🚀 Achievement Orientation | Proven track record of meeting targets under tight timelines |
| 🎯 Leadership | Must lead from the front and inspire high performance |
| 💻 IT Skills | Working knowledge of MS Office & DMS tools |
| 📈 Result-Driven | High energy, self-motivated with a strong drive to deliver |
🧩 Preferred Candidate Traits
- Assertive yet empathetic in dealing with customers and teams.
- Ability to think clearly under pressure and resolve field issues proactively.
- Experience in collections, recoveries, or sales in the financial services sector.
- Knowledge of rural customer behavior and challenges is an added advantage.
🏢 About Bajaj Finserv Ltd.
Bajaj Finserv Lending, the financial arm of Bajaj Finserv, is one of India’s most diversified Non-Banking Financial Companies (NBFCs), serving over 5 million customers. With offerings ranging from Consumer Durable Loans, Personal Loans, and Loan Against Property, to Small Business Loans, and Insurance, Bajaj Finserv has established itself as a trustworthy financial partner for individuals and businesses alike.
🔍 Product Portfolio Includes:
- Consumer Durable Loans
- Loan Against Property
- Construction Equipment Loans
- Two-wheeler and Three-wheeler Loans
- Loan Against Securities
- Insurance & Financial Planning
📊 Ratings & Recognitions
- Holds a FAAA/Stable rating—the highest credit rating among NBFCs in India.
- Winner of numerous awards in customer service, technology innovation, and financial inclusion.
🏢 Work Culture at Bajaj Finance
- High-performance, merit-based environment.
- Transparent communication and feedback-driven development.
- Encourages employee autonomy, ownership, and entrepreneurial thinking.
- Provides extensive learning & development programs for career growth.
📍 Job Location
Simalwara, Rajasthan
🌾 A rural yet growing region where Bajaj Finance is making a major impact in financial inclusion and rural lending.
🎯 Candidates local to the region or willing to relocate to Simalwara will be preferred.
🔧 Tools You’ll Use
- Debt Management Systems (DMS) software
- Excel, MS Word, and PowerPoint
- Internal CRM & reporting tools
🧾 Reporting Structure
- Reports To: Branch Collections Manager or Area Head – Rural Collections
- Works With: Legal, Risk, Operations, Customer Support, Field Agents, Recovery Agencies
🚀 Career Growth Path
This role can be a stepping stone toward:
- Team Lead – Collections (Rural)
- Area Collections Manager
- Cluster Operations Lead
- Regional Business Head
Bajaj Finance invests in high performers, offering internal mobility and fast-tracked promotions for those who deliver results.
💼 Role Classification
| Attribute | Description |
| Industry | Investment Banking / NBFC / Private Equity |
| Function | Debt Management / Collections |
| Department | Engineering – Software & QA (listed in error, actual role is Ops) |
| Employment Type | Full-Time, Permanent |
| Job Category | Collections, Rural Lending, Field Operations |
📬 How to Apply
Interested in making a real difference in rural finance? Here’s how you can get started:
👉 Click Below to Apply Now
📝 APPLY ON BAJAJ CAREERS
📧 Alternatively, email your resume to hr@bajajfinserv.in with the subject:
Application for Executive – DMS – Simalwara
